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March 15, 20263 min read

5 Questions to Ask Before Renewing Your Home Insurance

Your renewal is a chance to make sure your coverage still fits. Here are five simple questions that can save you money and stress.

Home InsuranceRenewal Tips

Has anything changed about your home?

If you added a room, got a new roof, or put in a pool, that can change what you need and what you pay. Make sure your plan matches your home today, not when you first signed up.

Are you paying for coverage you do not need?

Over time, some parts of your plan may not matter anymore. Look through each part and ask your agent if it all still makes sense for you.

Is your deductible still right?

A higher deductible means you pay more out of pocket before insurance kicks in, but your monthly cost goes down. Pick an amount you could handle in an emergency.

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